The Lend It blog

Straight answers on finance.

Plain English guides on car loans, business finance and everything in between, from a Gold Coast broking team that compares 70+ lenders.

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Car finance

How does a novated lease work? A plain English guide

A plain English guide to novated leases: how payments come from your pay, the residual at the end and where electric car tax rules stand.

Chattel mortgage vs finance lease: which suits your business?

Compare chattel mortgages and finance leases on ownership, GST timing, tax deductions, balloons and the $20,000 instant asset write off.

October 6, 2026

6 min read

Silver hatchback parked in a quiet coastal suburban driveway in morning light

Car finance

What is a balloon payment on a car loan? The honest guide

Balloon payments cut your regular repayments but leave a lump sum at the end. Here's how they work, the risks and your options when it's due.

October 5, 2026

5 min read

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