Adventure touring motorcycle parked at a hinterland lookout above misty green valleys at sunrise
Motorcycle finance · Gold Coast and Australia wide

Your next bike, financed right.

Road, adventure, cruiser and dirt bikes, new or used, from a dealer or a private seller. We compare 70+ lenders, with approvals in as little as 24 hours.

5.0★★★★★
250+ Google reviews
Open 7 days · Runaway Bay
Step 1 of 2
Your loan

Personal or business use?

Loan amount
$50,000
$5k$500k+

Where do we send your quote?

Your specialist will call with your options today.

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Your dedicated specialist will call you within 24 hours with your options. No obligation.

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Partnered with 70+ lenders

Who we help

Finance for every kind of rider.

Your first LAMS bike or a dream tourer. We match the loan to the bike and the way you ride.

Road and touring bikes

Sports, naked, cruiser and touring bikes, new or used, on a secured loan.

Adventure and dirt bikes

Adventure bikes, enduros and off road bikes. Unregistered bikes usually go on a personal loan.

New riders

Learner approved (LAMS) bikes and first big purchases, matched to lenders who look at the whole picture.

Business riders

Couriers, delivery riders and businesses using bikes for work, often with a chattel mortgage.

What you’ll usually need

  • Two forms of ID, like your driver licence and Medicare card
  • Your last two payslips or 90 days of bank statements
  • A rates notice or rental agreement
  • The dealer invoice or the bike’s details
Loan types

The right loan for your ride.

Bikes can be financed a few ways. Here’s how the main options compare.

Loan type
Who it suits
Security
Typical term
Best for
SecuredSecured motorcycle loan
Riders buying a registered road or adventure bike
The bike
1 to 7 years
A sharper rate on the bike
UnsecuredUnsecured personal loan
Dirt bikes, older bikes and riding gear
None
1 to 7 years
Flexibility, with no age limits on the bike
BusinessChattel mortgage
ABN holders using the bike for work
The bike
1 to 5 years, some lenders longer
Keeping cash in the business
RefinanceBike loan refinance
Riders with an existing bike loan
The bike
Varies by lender
A fresh look at your repayments

Terms, balloons and age limits depend on the lender, the bike and your circumstances. General information only, not a recommendation.

Repayment calculator

Motorcycle loan calculator. Play with the numbers.

Get a feel for repayments on your next bike, then let your specialist find the real rate from 70+ lenders.

Loan amount
$20,000
Loan term
5 years
Interest rate
9.50% p.a.
Balloon
0%
Estimated monthly repayment
$1,050 /month
Total interest
$13,008
Balloon at end
$0
Total cost
$63,008
Get my real numbers →

Estimate only. Excludes fees and charges and isn’t a loan approval or recommendation. Your actual rate depends on your circumstances.

How it works

You do the easy bit. We do the boring bit.

1

Tell us about the bike

Two quick steps, no paperwork and no impact on your credit score.

2

We compare 70+ lenders

Your specialist shortlists the options that fit and explains each one in plain English.

3

Pick it up and ride

Accept your offer and we pay the dealer or seller. Approvals in as little as 24 hours.

Example only
Client reviews

Big wins. Real reviews.

Google
5.0
★★★★★ 250+ Google reviews
★★★★★
“Working with Dayle from Lend It was a complete breeze. His team secured finance for our new company vehicles seamlessly. Highly recommended.”
MC
Marc Chappell
Company vehicles
★★★★★
“Professional and expedited business asset finance. Dayle knows his art and his processes are razor sharp!”
HE
Haines European Prestige
Business asset finance
★★★★★
“Fantastic finding the right deal for our company car. Excellent communication, hassle-free process, prompt service.”
JM
John Milton
Company car
Why a broker

We work for you! Not the banks.

Walk into one lender and you get one lender’s products. We’re independent, so we line up 70+ and show you which one actually fits.

Lenders compared
One
70+
Who you deal with
Varies
One specialist, start to finish
Decision time
Varies by lender
As little as 24 hours
Low doc for ABN holders
Depends on the lender
Options up to $500k

Tap to compare

FAQs

Motorcycle finance, answered.

Still have a question?
Call 1300 082 012, open 7 days.

Will getting a quote affect my credit score?
+

No. Requesting a quote doesn’t affect your credit score. We may run a soft check, which doesn’t impact your score. A full credit enquiry is only made when you apply.

Can I buy a used bike from a private seller?
+

Yes. New or used, from a dealer or a private seller. For private sales, the lender checks the bike’s identity and that nothing is owing on it before paying the seller.

Can I finance a dirt bike?
+

Yes. Unregistered bikes usually can’t be used as security, so they’re often financed with an unsecured personal loan. Registered trail and adventure bikes can go on a secured loan.

I’m on my learner or provisional licence. Can I get a bike loan?
+

Often, yes. Many lenders finance LAMS bikes for learner and provisional riders. Your income, credit history and the bike all count.

Do I need comprehensive insurance?
+

For a secured bike loan, most lenders ask for comprehensive insurance before settlement. We’ll tell you what your lender needs.

How long can I borrow over?
+

Usually 1 to 7 years, depending on the lender and the age of the bike.

Do I need a deposit?
+

Not always. Many lenders offer no deposit options for eligible riders. A deposit or trade in can lower your repayments and strengthen your application.

Do you only work on the Gold Coast?
+

No. We’re based in Runaway Bay on the Gold Coast and help clients Australia wide, by phone, online or in person. Most of our clients are in Queensland, New South Wales, Victoria and South Australia.

Dayle Filliponi of Lend It Finance Group chatting with a client
Meet your broker
“We find the lender that fits your needs, not ours.”

Dayle Filliponi

Founder, Lend It Finance Group

5.0
250+ Google reviews
70+
lenders compared
3x
Business News Australia Gold Coast Young Entrepreneur of the Year finalist
Meet the team

Your next ride, sorted by a real broker.

Two minutes to start. A real broker on the phone. 70+ lenders competing for your business.

☎Get my quote