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Your next car, financed right.
New or used car finance, dealer or private sale. A Gold Coast car finance broker comparing 70+ lenders for personal and business car loans, with approvals in as little as 24 hours.
Enquiry received
Your dedicated specialist will call you within 24 hours with your options. No obligation.
Partnered with 70+ lenders
Car finance on the Gold Coast, for how you actually buy.
First car, family upgrade or a ute for work, on the Gold Coast or anywhere in Australia. We match you with the lender that fits how you buy and how you earn.
New and used car finance
Buying from a dealer? Get preapproved before you visit, so you can negotiate knowing exactly what you can spend.
Private sale car finance
Found it online? Private sales are welcome. We guide you through the paperwork from offer to settlement.
Business car and ute finance
Using the car or ute for work? A chattel mortgage can suit ABN holders, with an optional balloon to keep repayments down.
Low doc car loans
Self employed with limited financials or a newer ABN? Low doc car loans are available up to $500k, subject to lender criteria.
What you’ll usually need
- Two forms of ID, like your driver licence and Medicare card
- Recent payslips or 90 days of bank statements
- A rates notice or rental agreement
- Car details or the dealer quote, if you have one
Personal or business, there’s a fit.
The right structure depends on how you’ll use the car and the paperwork you have. Here’s how the main options compare.
Terms, balloons and approval depend on the lender, the car and your circumstances. General information only, not a recommendation.
Car loan calculator. Play with the numbers.
Get a feel for car loan repayments, with or without a balloon, then let your specialist find the real rate from 70+ lenders.
Estimate only. Excludes fees and charges and isn’t a loan approval or recommendation. Your actual rate depends on your circumstances.
You do the easy bit. We do the boring bit.
Tell us about the car
Two quick steps, no paperwork and no impact on your credit score.
We compare 70+ lenders
Your specialist lines up the options that fit best and explains them in plain English.
Pick one and drive away
Accept your offer and we sort settlement with the dealer or seller. Funds can land in as little as 24 hours.
Big wins. Real reviews.
“Working with Dayle from Lend It was a complete breeze. His team secured finance for our new company vehicles seamlessly. Highly recommended.”
“Professional and expedited business asset finance. Dayle knows his art and his processes are razor sharp!”
“Fantastic finding the right deal for our company car. Excellent communication, hassle-free process, prompt service.”
We work for you! Not the banks.
Walk into one lender and you get one lender’s products. We’re independent, so we line up 70+ and show you which one actually fits.
Tap to compare
No. Requesting a quote doesn’t affect your credit score. We may run a soft check, which doesn’t impact your score. A full credit enquiry is only made when you apply.
Most lenders ask for two forms of ID, such as your driver licence and Medicare card, plus proof of income like your two latest payslips or 90 days of bank statements. A rates notice or rental agreement helps too. Self employed? Low doc options can need less paperwork.
Yes. Private sale car finance works much like a dealer loan. The lender checks the car's details and that there's no finance owing on it, then pays the seller at settlement. We can arrange preapproval first, so you know your budget before you start looking.
Yes. We're based in Runaway Bay on the Gold Coast and help clients Australia wide, by phone, online or in person. Most of our clients are in Queensland, New South Wales, Victoria and South Australia.
A car loan is secured against the car, which usually means a lower rate. A personal loan is unsecured, so it’s more flexible but normally costs more. If both could suit, we’ll show you the numbers side by side.
Not always. Many lenders offer finance with no deposit for eligible borrowers. Putting down a deposit or trading in a vehicle can strengthen your application, and your specialist can show you both scenarios.
A balloon is a lump sum you pay at the end of the loan. It lowers your regular repayments, but you’ll have a bigger final payment and pay interest on that amount for the whole term. Try it in the calculator above.
Yes. ABN holders often use a chattel mortgage, where the business owns the car from day one and the loan is secured against it. Your accountant can tell you how it affects your tax.
“We find the lender that fits your needs, not ours.”
Dayle Filliponi
Founder, Lend It Finance Group
Need finance for something else?
Same broker, same 70+ lenders. Pick a loan type to see how we can help.
Car loans on the Gold Coast, sorted by a real broker.
Two minutes to start. A real broker on the phone. 70+ lenders competing for your business.