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Your next machine, financed right.
Machinery, earthmoving and construction equipment, new or used, dealer or private sale. A Gold Coast equipment finance broker comparing 70+ lenders, with low doc options up to $500k.
Enquiry received
Your dedicated specialist will call you within 24 hours with your options. No obligation.
Partnered with 70+ lenders
Equipment finance for how you actually work.
From a coffee machine to a 30 tonne excavator, on the Gold Coast or anywhere in Australia. We match your business to the lender that fits your industry, your numbers and your timing.
Earthmoving and construction equipment
Excavator finance for loaders, skid steers and attachments too. New or used, from a dealer or a private seller.
Trades and contractors
Tools, trailers, generators and work gear. Buying several items? Many lenders will finance them together.
Hospitality and retail
Coffee machines, kitchens, fit outs, IT and point of sale. If it earns its keep, we can usually finance it.
Low doc equipment finance
Limited financials or a newer ABN? Low doc options are available up to $500k, subject to lender criteria.
What you’ll usually need
- Your ABN and two forms of ID
- Recent BAS or business bank statements
- A tax invoice or quote for the equipment
- Age and hours, if it’s used
Chattel mortgage, lease or low doc, built around your cash flow.
The right structure depends on ownership, tax and how long you’ll keep the gear. Here’s how the main options compare.
Terms, balloons and approval depend on the lender, the equipment and your circumstances. General information only, not a recommendation.
Equipment finance calculator. Play with the numbers.
Get a feel for equipment repayments, with or without a balloon, then let your specialist find the real rate from 70+ lenders.
Estimate only. Excludes fees and charges and isn’t a loan approval or recommendation. Your actual rate depends on your circumstances.
You do the easy bit. We do the boring bit.
Tell us about the equipment
Two quick steps, no paperwork and no impact on your credit score.
We compare 70+ lenders
Your specialist lines up the options that fit best and explains them in plain English.
Approve it and get to work
Accept your offer and we sort settlement with the supplier. Approvals in as little as 24 hours.
Big wins. Real reviews.
“Working with Dayle from Lend It was a complete breeze. His team secured finance for our new company vehicles seamlessly. Highly recommended.”
“Professional and expedited business asset finance. Dayle knows his art and his processes are razor sharp!”
“Fantastic finding the right deal for our company car. Excellent communication, hassle-free process, prompt service.”
We work for you! Not the banks.
Walk into one lender and you get one lender’s products. We’re independent, so we line up 70+ and show you which one actually fits.
Tap to compare
No. Requesting a quote doesn’t affect your credit score. We may run a soft check, which doesn’t impact your score. A full credit enquiry is only made when you apply.
Yes. New and used, from a dealer or a private seller. Many lenders take equipment up to 25 years old, and some go older, depending on the asset.
Yes. If your financials aren’t up to date, low doc options are available up to $500k, subject to lender criteria. You’ll usually need an ABN and recent BAS or bank statements.
Most things that earn their keep in a business: earthmoving and construction gear, tools and trailers, kitchen and coffee equipment, IT, solar and fit outs.
With a chattel mortgage you own the equipment from day one. With a finance lease the lender owns it and you can buy it for the residual at the end. They’re treated differently for tax and GST, so check with your accountant.
Most lenders use a chattel mortgage, so you own the machine from day one and it secures the loan. New and used excavators, loaders and attachments can be financed together, and some lenders take machines up to 25 years old.
Not always. Many lenders offer no deposit equipment finance to established businesses. A deposit or trade in can help newer ABNs and larger deals.
Yes. We're based in Runaway Bay on the Gold Coast and help businesses Australia wide, by phone, online or on site. Most of our clients are in Queensland, New South Wales, Victoria and South Australia.
“We find the lender that fits your needs, not ours.”
Dayle Filliponi
Founder, Lend It Finance Group
Need finance for something else?
Same broker, same 70+ lenders. Pick a loan type to see how we can help.
Equipment finance on the Gold Coast, sorted by a real broker.
Two minutes to start. A real broker on the phone. 70+ lenders competing for your business.