Dentist in a newly fitted out Gold Coast clinic with modern dental equipment
Medical finance · Gold Coast and Australia wide

Your practice, financed right.

Equipment and fit outs for GPs, dentists, specialists and allied health, plus treatment loans for patients. We compare 70+ lenders, including some with dedicated policies for health professionals.

5.0★★★★★
250+ Google reviews
Open 7 days · Runaway Bay
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Your loan

Practice or treatment?

Loan amount
$50,000
$5k$500k+

Where do we send your quote?

Your specialist will call with your options today.

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Partnered with 70+ lenders

Who we help

Built for practices and their patients.

From a single dental chair to a full clinic fit out, plus personal loans for treatment. We match you to lenders that understand healthcare.

Medical and dental equipment

Chairs, imaging, lasers, sterilisation and diagnostic gear. New or used, from the supplier you choose.

Clinic fit outs

New rooms, refurbishments and expansions, including joinery, plumbing, electrical and IT.

Allied health and specialists

Physio, optometry, podiatry, imaging and specialist rooms, matched to lenders that know your field.

Patients and treatments

Dental work, IVF, surgery and other treatments on a personal loan from $5,000 to $65,000, with funds often paid straight to your provider.

What you’ll usually need

  • Your AHPRA registration, ABN and two forms of ID
  • Recent BAS or business bank statements
  • The supplier’s quote or fit out quote
  • Patients: two forms of ID, payslips and the treatment quote
Loan types

Structured around your practice.

The right structure depends on what you’re buying, who owns it and how you handle tax. Here’s how the main options compare.

Loan type
Who it suits
Who owns it
Typical term
Balloon or residual
OwnChattel mortgage
Practices that want to own equipment from day one
You, from day one
1 to 5 years, some lenders longer
Optional balloon
LeaseFinance lease
Practices that would rather lease and keep capital free
The lender, until you pay the residual
1 to 5 years
Residual set at the start
Fit outFit out loan
New rooms, refurbishments and expansions
You
Varies by lender
Usually none
PatientTreatment loan
Patients paying for dental, IVF, surgery or other treatment
You
1 to 7 years
None

Terms, balloons and approval depend on the lender, the equipment and your circumstances. General information only, not a recommendation.

Repayment calculator

Go on, play with the numbers.

Get a feel for repayments on equipment, a fit out or a treatment, then let your specialist find the real rate from 70+ lenders.

Loan amount
$100,000
Loan term
5 years
Interest rate
9.50% p.a.
Balloon
0%
Estimated monthly repayment
$1,050 /month
Total interest
$13,008
Balloon at end
$0
Total cost
$63,008
Get my real numbers →

Estimate only. Excludes fees and charges and isn’t a loan approval or recommendation. Your actual rate depends on your circumstances.

How it works

You do the easy bit. We do the boring bit.

1

Tell us what you need

Two quick steps, no paperwork and no impact on your credit score.

2

We compare 70+ lenders

Including lenders with dedicated healthcare policies, explained in plain English.

3

Approve it and get started

Accept your offer and we pay your supplier, fit out builder or provider. Approvals in as little as 24 hours.

Example only
Client reviews

Big wins. Real reviews.

Google
5.0
★★★★★ 250+ Google reviews
★★★★★
“Working with Dayle from Lend It was a complete breeze. His team secured finance for our new company vehicles seamlessly. Highly recommended.”
MC
Marc Chappell
Company vehicles
★★★★★
“Professional and expedited business asset finance. Dayle knows his art and his processes are razor sharp!”
HE
Haines European Prestige
Business asset finance
★★★★★
“Fantastic finding the right deal for our company car. Excellent communication, hassle-free process, prompt service.”
JM
John Milton
Company car
Why a broker

We work for you! Not the banks.

Walk into one lender and you get one lender’s products. We’re independent, so we line up 70+ and show you which one actually fits.

Lenders compared
One
70+
Who you deal with
Varies
One specialist, start to finish
Decision time
Varies by lender
As little as 24 hours
Low doc for ABN holders
Depends on the lender
Options up to $500k

Tap to compare

FAQs

Medical finance, answered.

Still have a question?
Call 1300 082 012, open 7 days.

Will getting a quote affect my credit score?
+

No. Requesting a quote doesn’t affect your credit score. We may run a soft check, which doesn’t impact your score. A full credit enquiry is only made when you apply.

What can I finance?
+

Medical, dental and allied health equipment, imaging and diagnostic gear, practice IT and software, clinic fit outs, and treatment for patients.

Do lenders treat health professionals differently?
+

Some do. Several lenders have dedicated policies for registered health professionals, which can mean less paperwork or higher limits. We’ll show you which ones apply to you.

Can I finance a fit out?
+

Yes. Fit outs for new rooms, refurbishments and expansions can be financed, usually from a builder’s quote. Some lenders pay larger jobs in stages as the work progresses.

Chattel mortgage or finance lease, which is better?
+

With a chattel mortgage you own the equipment from day one. With a finance lease the lender owns it and you can buy it for the residual at the end. They’re treated differently for tax and GST, so check with your accountant.

Can patients finance treatment?
+

Yes. Patients can finance dental work, IVF, surgery and other treatments with a personal loan from $5,000 to $65,000. Funds are often paid straight to your provider.

I’m newly registered. Can I still get finance?
+

Often, yes. Some lenders look at your registration, qualifications and experience, not just how long you’ve been trading.

Do you only work on the Gold Coast?
+

No. We’re based in Runaway Bay on the Gold Coast and help practices and patients Australia wide, by phone, online or in person. Most of our clients are in Queensland, New South Wales, Victoria and South Australia.

Dayle Filliponi of Lend It Finance Group chatting with a client
Meet your broker
“We find the lender that fits your needs, not ours.”

Dayle Filliponi

Founder, Lend It Finance Group · Credit representative 535236 (Lend It: 535206)

5.0
250+ Google reviews
70+
lenders compared
3x
Business News Australia Gold Coast Young Entrepreneur of the Year finalist
Meet the team

Your practice, sorted by a real broker.

Two minutes to start. A real broker on the phone. 70+ lenders competing for your business.

☎Get my quote