White prime mover truck parked on a Queensland country highway at golden hour
Truck finance · Gold Coast and Australia wide

Your next truck, financed right.

Prime movers, rigids, tippers and trailers, new or used. We compare 70+ lenders for owner drivers and fleets, with approvals in as little as 24 hours.

5.0★★★★★
250+ Google reviews
Open 7 days · Runaway Bay
Step 1 of 2
Your loan
Loan amount
$50,000
$5k$500k+

Where do we send your quote?

Your specialist will call with your options today.

By submitting you agree to be contacted about your enquiry. Enquiring does not affect your credit score.

By clicking 'Send It', I agree to the Terms & Conditions and Privacy Policy.

✓

Enquiry received

Your dedicated specialist will call you within 24 hours with your options. No obligation.

Reference ·LFG-583927
Oops! Something went wrong while submitting the form.

Partnered with 70+ lenders

Who we help

Truck finance on the Gold Coast, for every kind of operator.

One truck or a whole fleet. We match you with lenders who understand transport, your contracts and your cash flow.

Owner drivers

Your first truck or an upgrade. We line up lenders who back owner drivers and know how transport income works.

Fleet operators

Adding to the fleet or replacing older units? We can structure finance across several trucks and trailers.

New ABNs and start ups

Starting out? Most lenders want around a 20% deposit, a cash flow forecast and a work source letter. We’ll help you pull it together.

Trailers and bodies

Tippers, tautliners, refrigerated units and trailers, financed on their own or with the truck.

What you’ll usually need

  • Your ABN, driver licence and a second ID
  • Recent BAS or business bank statements
  • A tax invoice or quote for the truck or trailer
  • New ABN? A work source letter and your deposit details
Loan types

Structured around the road ahead.

The right structure depends on ownership, tax and how long you’ll run the truck. Here’s how the main options compare.

Loan type
Who it suits
Who owns it
Typical term
Balloon or residual
OwnChattel mortgage
Established operators who want to own the truck
You, from day one
1 to 5 years, some lenders longer
Optional balloon
LeaseFinance lease
Operators who would rather lease and keep capital free
The lender, until you pay the residual
1 to 5 years
Residual set at the start
Low docLow doc truck loan
Self employed operators with limited financials
You, from day one
Varies by lender
With some lenders
Start upNew ABN truck finance
First time operators and new businesses
You, from day one
Varies by lender
With some lenders

Terms, balloons and approval depend on the lender, the truck and your circumstances. General information only, not a recommendation.

Repayment calculator

Truck finance calculator. Play with the numbers.

Get a feel for truck repayments, with or without a balloon, then let your specialist find the real rate from 70+ lenders.

Loan amount
$150,000
Loan term
5 years
Interest rate
9.50% p.a.
Balloon
0%
Estimated monthly repayment
$1,050 /month
Total interest
$13,008
Balloon at end
$0
Total cost
$63,008
Get my real numbers →

Estimate only. Excludes fees and charges and isn’t a loan approval or recommendation. Your actual rate depends on your circumstances.

How it works

You do the easy bit. We do the boring bit.

1

Tell us about the truck

Two quick steps, no paperwork and no impact on your credit score.

2

We compare 70+ lenders

Your specialist lines up the options that fit best and explains them in plain English.

3

Sign and hit the road

Accept your offer and we sort settlement with the dealer or seller. Approvals in as little as 24 hours.

Example only
Client reviews

Big wins. Real reviews.

Google
5.0
★★★★★ 250+ Google reviews
★★★★★
“Working with Dayle from Lend It was a complete breeze. His team secured finance for our new company vehicles seamlessly. Highly recommended.”
MC
Marc Chappell
Company vehicles
★★★★★
“Professional and expedited business asset finance. Dayle knows his art and his processes are razor sharp!”
HE
Haines European Prestige
Business asset finance
★★★★★
“Fantastic finding the right deal for our company car. Excellent communication, hassle-free process, prompt service.”
JM
John Milton
Company car
Why a broker

We work for you! Not the banks.

Walk into one lender and you get one lender’s products. We’re independent, so we line up 70+ and show you which one actually fits.

Lenders compared
One
70+
Who you deal with
Varies
One specialist, start to finish
Decision time
Varies by lender
As little as 24 hours
Low doc for ABN holders
Depends on the lender
Options up to $500k

Tap to compare

FAQs

Truck finance, answered.

Still have a question?
Call 1300 082 012, open 7 days.

Will getting a quote affect my credit score?
+

No. Requesting a quote doesn’t affect your credit score. We may run a soft check, which doesn’t impact your score. A full credit enquiry is only made when you apply.

Can I finance a used truck?
+

Yes. Used trucks and trailers from a dealer or private seller can be financed. Age limits depend on the lender and the asset, so tell us the year and kilometres early.

Can a new business get truck finance?
+

Often, yes. Most lenders will ask for around a 20% deposit, a cash flow forecast and a work source letter from the company you’ll be contracting to.

How long are truck loan terms?
+

Usually 1 to 5 years, depending on the lender, the truck and your circumstances. A balloon can lower your regular repayments.

How fast can I get approved?
+

Approvals can come through in as little as 24 hours when your paperwork is ready. Start up and complex deals can take a little longer.

Can I finance a truck and trailer together?
+

Yes. Many lenders will fund the truck, trailer and body in one deal, or separately if that suits your cash flow better.

Do I need a deposit?
+

Established operators can often finance with no deposit. Newer ABNs and start ups will usually need one, commonly around 20%.

Do you only work on the Gold Coast?
+

No. We’re based in Runaway Bay on the Gold Coast and help operators Australia wide, by phone, online or in person. Most of our clients are in Queensland, New South Wales, Victoria and South Australia.

Dayle Filliponi of Lend It Finance Group chatting with a client
Meet your broker
“We find the lender that fits your needs, not ours.”

Dayle Filliponi

Founder, Lend It Finance Group

5.0
250+ Google reviews
70+
lenders compared
3x
Business News Australia Gold Coast Young Entrepreneur of the Year finalist
Meet the team

Your next truck, sorted by a real broker.

Two minutes to start. A real broker on the phone. 70+ lenders competing for your business.

☎Get my quote