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Life on the water, financed right.
Trailer boats, cruisers, jet skis and outboards, new or used, from a dealer or a private seller. We compare 70+ lenders, with approvals in as little as 24 hours.
Enquiry received
Your dedicated specialist will call you within 24 hours with your options. No obligation.
Partnered with 70+ lenders
Finance for life on the water.
A tinny for the creek or a cruiser for the Broadwater. We match the loan to the boat and the way you’ll use it.
Trailer boats
Bowriders, centre consoles, fishing boats and tinnies, with the motor and trailer financed together.
Jet skis
New or used personal watercraft, on their own or as a pair with a double trailer, secured or unsecured.
Cruisers and yachts
Larger cruisers, yachts and moored boats, matched to lenders comfortable with bigger marine purchases.
Marine businesses
Charter, tour and commercial fishing operators financing vessels through the business, often with a chattel mortgage.
What you’ll usually need
- Two forms of ID, like your driver licence and Medicare card
- Your last two payslips or 90 days of bank statements
- A rates notice or rental agreement
- The dealer invoice or the boat’s details, including the hull identification number (HIN)
The right loan for what you’re launching.
Boats and jet skis can be financed a few ways. Here’s how the main options compare.
Terms, balloons and age limits depend on the lender, the boat and your circumstances. General information only, not a recommendation.
Boat finance calculator. Play with the numbers.
Get a feel for repayments on a boat or jet ski, then let your specialist find the real rate from 70+ lenders.
Estimate only. Excludes fees and charges and isn’t a loan approval or recommendation. Your actual rate depends on your circumstances.
You do the easy bit. We do the boring bit.
Tell us about the boat
Two quick steps, no paperwork and no impact on your credit score.
We compare 70+ lenders
Your specialist shortlists the options that fit and explains each one in plain English.
Launch day
Accept your offer and we pay the dealer or seller. Approvals in as little as 24 hours.
Big wins. Real reviews.
“Working with Dayle from Lend It was a complete breeze. His team secured finance for our new company vehicles seamlessly. Highly recommended.”
“Professional and expedited business asset finance. Dayle knows his art and his processes are razor sharp!”
“Fantastic finding the right deal for our company car. Excellent communication, hassle-free process, prompt service.”
We work for you! Not the banks.
Walk into one lender and you get one lender’s products. We’re independent, so we line up 70+ and show you which one actually fits.
Tap to compare
No. Requesting a quote doesn’t affect your credit score. We may run a soft check, which doesn’t impact your score. A full credit enquiry is only made when you apply.
Yes. New or used jet skis, on their own or as a pair with a trailer, on a secured or unsecured loan.
Yes. Most lenders finance the boat, motor and trailer as one package. Electronics and accessories bought at the same time can often be included too.
Yes. New or used, from a dealer or a private seller. For private sales, the lender checks the hull identification number and that nothing is owing on the boat before paying the seller.
Lenders don’t usually ask for one to approve the loan, but you’ll need the right licence for your state to drive the boat.
For a secured boat loan, most lenders ask for comprehensive marine insurance before settlement. We’ll tell you what your lender needs.
Yes. Charter, tour and fishing operators can finance vessels through the business, often with a chattel mortgage. Ask your accountant about the tax side.
No. We’re based in Runaway Bay on the Gold Coast and help clients Australia wide, by phone, online or in person. Most of our clients are in Queensland, New South Wales, Victoria and South Australia.
“We find the lender that fits your needs, not ours.”
Dayle Filliponi
Founder, Lend It Finance Group
Need finance for something else?
Same broker, same 70+ lenders. Pick a loan type to see how we can help.
Your next boat, sorted by a real broker.
Two minutes to start. A real broker on the phone. 70+ lenders competing for your business.