1300 082 012✕
Less paperwork, more yes.
Self employed and your tax returns aren’t done yet? Low doc options up to $500k for cars, equipment and business, with approvals in as little as 24 hours.
Enquiry received
Your dedicated specialist will call you within 24 hours with your options. No obligation.
Partnered with 70+ lenders
Built for self employed Australians.
Low doc loans swap full financials for simpler proof of income, like BAS statements, bank statements or a signed income declaration. Here’s who they suit.
Sole traders and tradies
Busy on the tools with the books behind? Finance the ute, van or gear you need now.
Growing businesses
Trading well but the latest financials aren’t lodged. Machinery, trucks and fit outs on low doc terms.
Business vehicles
Utes, vans and work cars for ABN holders, often on a chattel mortgage.
Contractors and consultants
Paid on invoices rather than payslips? Lenders look at your ABN, your trading history and your bank statements.
What you’ll usually need
- Two forms of ID, plus your ABN (often held for a set time, depending on the lender)
- Recent BAS or 3 to 6 months of business bank statements
- A signed income declaration, or an accountant’s letter for larger amounts
- The invoice or the asset’s details
The right low doc loan for your business.
Low doc can work across most business finance. Here’s how the main options compare.
Low doc criteria, terms and pricing depend on the lender and your circumstances. General information only, not a recommendation.
Low doc loan calculator. Play with the numbers.
Get a feel for repayments on a low doc loan, then let your specialist find the real rate from 70+ lenders.
Estimate only. Excludes fees and charges and isn’t a loan approval or recommendation. Your actual rate depends on your circumstances.
You do the easy bit. We do the boring bit.
Tell us what you need
Two quick steps, no paperwork and no impact on your credit score.
We find the low doc lenders
Your specialist matches you with lenders whose criteria fit your ABN, your trading history and the asset.
Get back to work
Accept your offer and we pay the supplier. Approvals in as little as 24 hours.
Big wins. Real reviews.
“Working with Dayle from Lend It was a complete breeze. His team secured finance for our new company vehicles seamlessly. Highly recommended.”
“Professional and expedited business asset finance. Dayle knows his art and his processes are razor sharp!”
“Fantastic finding the right deal for our company car. Excellent communication, hassle-free process, prompt service.”
We work for you! Not the banks.
Walk into one lender and you get one lender’s products. We’re independent, so we line up 70+ and show you which one actually fits.
Tap to compare
A loan for self employed borrowers that needs less paperwork than a standard loan. Instead of full tax returns, lenders accept things like BAS statements, bank statements or a signed income declaration.
Self employed people and business owners with an active ABN. Many lenders want the ABN held for a set time, and GST registration can help for larger amounts.
Low doc options go up to $500k, depending on the lender, the asset and your trading history.
Utes, vans, cars, trucks, machinery, tools, IT equipment, fit outs and working capital.
Sometimes. Some lenders price low doc the same as full doc, others charge a little more for the lighter paperwork. We compare 70+ lenders to find the sharpest fit.
No. Requesting a quote doesn’t affect your credit score. We may run a soft check, which doesn’t impact your score. A full credit enquiry is only made when you apply.
Sometimes. A few lenders consider newer ABNs, especially with a deposit, property ownership or industry experience. Call us and we’ll tell you straight.
No. We’re based in Runaway Bay on the Gold Coast and help clients Australia wide, by phone, online or in person. Most of our clients are in Queensland, New South Wales, Victoria and South Australia.
“We find the lender that fits your needs, not ours.”
Dayle Filliponi
Founder, Lend It Finance Group
Need finance for something else?
Same broker, same 70+ lenders. Pick a loan type to see how we can help.
Your low doc loan, sorted by a real broker.
Two minutes to start. A real broker on the phone. 70+ lenders competing for your business.