Couple planning a kitchen renovation in their Gold Coast home
Personal loans · Gold Coast and Australia wide

Life’s big moments, financed right.

Renovations, holidays, weddings or a fresh start on debt. Secured and unsecured personal loans from $5,000 to $65,000, compared across 70+ lenders.

5.0★★★★★
250+ Google reviews
Open 7 days · Runaway Bay
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Your loan
Loan amount
$50,000
$5k$500k+

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Partnered with 70+ lenders

Who we help

Personal loans for real life.

A new kitchen, a big trip or one simple repayment instead of five. We find the lender that fits your plans and your budget.

Home renovations

Kitchens, bathrooms, landscaping or a pool. Fund the work without touching your home loan.

Holidays and weddings

The big day or the big trip, paid off on a schedule that suits you.

Debt consolidation

Roll several debts into one loan and one repayment. We’ll show you whether it actually saves you money.

Medical, dental and the unexpected

Surgery, dental work, car repairs or a bill you didn’t see coming.

What you’ll usually need

  • Two forms of ID, like your driver licence and Medicare card
  • Your two latest payslips or 90 days of bank statements
  • A rates notice or rental agreement
  • Details of any debts you want to consolidate
Loan types

Pick the loan that suits the plan.

Whether you offer security changes the rate and the paperwork. Here’s how the main options compare.

Loan type
Who it suits
Security
Typical term
Best for
SecuredSecured personal loan
Borrowers with an asset to offer, like a car
A car or other asset
1 to 7 years
A sharper rate
UnsecuredUnsecured personal loan
Any genuine purpose, no asset needed
None
1 to 7 years
Flexibility
ConsolidateDebt consolidation loan
Juggling several debts or cards
Secured or unsecured
1 to 7 years
One simple repayment
CarCar loan
Buying a car, new or used
The car
1 to 7 years
Buying a car (see Car loans)

Terms, security and approval depend on the lender and your circumstances. General information only, not a recommendation.

Repayment calculator

Personal loan calculator. Play with the numbers.

Get a feel for personal loan repayments, then let your specialist find the real rate from 70+ lenders.

Loan amount
$20,000
Loan term
5 years
Interest rate
9.50% p.a.
Balloon
0%
Estimated monthly repayment
$1,050 /month
Total interest
$13,008
Balloon at end
$0
Total cost
$63,008
Get my real numbers →

Estimate only. Excludes fees and charges and isn’t a loan approval or recommendation. Your actual rate depends on your circumstances.

How it works

You do the easy bit. We do the boring bit.

1

Tell us your plans

Two quick steps, no paperwork and no impact on your credit score.

2

We compare 70+ lenders

Your specialist lines up the options that fit best and explains them in plain English.

3

Get your funds

Accept your offer, with approvals in as little as 24 hours and funds paid straight to your account.

Example only
Client reviews

Big wins. Real reviews.

Google
5.0
★★★★★ 250+ Google reviews
★★★★★
“Working with Dayle from Lend It was a complete breeze. His team secured finance for our new company vehicles seamlessly. Highly recommended.”
MC
Marc Chappell
Company vehicles
★★★★★
“Professional and expedited business asset finance. Dayle knows his art and his processes are razor sharp!”
HE
Haines European Prestige
Business asset finance
★★★★★
“Fantastic finding the right deal for our company car. Excellent communication, hassle-free process, prompt service.”
JM
John Milton
Company car
Why a broker

We work for you! Not the banks.

Walk into one lender and you get one lender’s products. We’re independent, so we line up 70+ and show you which one actually fits.

Lenders compared
One
70+
Who you deal with
Varies
One specialist, start to finish
Decision time
Varies by lender
As little as 24 hours
Low doc for ABN holders
Depends on the lender
Options up to $500k

Tap to compare

FAQs

Personal loans, answered.

Still have a question?
Call 1300 082 012, open 7 days.

Will getting a quote affect my credit score?
+

No. Requesting a quote doesn’t affect your credit score. We may run a soft check, which doesn’t impact your score. A full credit enquiry is only made when you apply.

What can I use a personal loan for?
+

Almost any genuine purpose: renovations, holidays, weddings, medical or dental bills, legal fees, car repairs or consolidating debts.

Secured or unsecured, what’s the difference?
+

A secured loan uses an asset like a car as security, which usually means a lower rate. An unsecured loan needs no asset, so it’s more flexible but normally costs more.

How much can I borrow?
+

Personal loans usually range from $5,000 to $65,000. What you can borrow depends on your income, expenses and credit history.

What documents do I need?
+

Most lenders ask for two forms of ID, such as your driver licence and Medicare card, plus your two latest payslips or 90 days of bank statements. A rates notice or rental agreement helps too.

Can I repay my loan early?
+

Yes, you can make extra repayments, and some lenders charge no early exit fee. We’ll point out any fees before you sign.

Will debt consolidation save me money?
+

It can, if the new rate and fees beat what you pay now. It can also cost more if you stretch the term, so we’ll show you the total cost side by side before you decide.

Do you only work on the Gold Coast?
+

No. We’re based in Runaway Bay on the Gold Coast and help clients Australia wide, by phone, online or in person. Most of our clients are in Queensland, New South Wales, Victoria and South Australia.

Dayle Filliponi of Lend It Finance Group chatting with a client
Meet your broker
“We find the lender that fits your needs, not ours.”

Dayle Filliponi

Founder, Lend It Finance Group

5.0
250+ Google reviews
70+
lenders compared
3x
Business News Australia Gold Coast Young Entrepreneur of the Year finalist
Meet the team

Your plans, sorted by a real broker.

Two minutes to start. A real broker on the phone. 70+ lenders competing for your business.

☎Get my quote