We understand that cash flow is vital for business growth, and we strive to find the perfect finance solution tailored to your unique business needs.
Our streamlined application process also ensures minimal documentation requirements for loans under $500,000
Speak to one of out industry leading lending specialists today about a Business Loan and unlock your businesses growth potential today.
Term Loan - A Lump Sum Cashflow Injection Of Between $5K And $500K Up To 36 Month Terms Available
Business Overdraft - A Revolving Loan Facility With An Approved Credit Limits up to 500K
Line of Credit - Ongoing Access To Between $2K And $150K Over A Renewable 24-Month Term
Straightforward Application, Quick Decision And Funding Possible In 24 Hours
No Asset Security Required Upfront To Access Funding Up To $250K
Minimal Documentation Required Under $250k
3 Types Of Business Loans
1. Term Loan
A term loan can be a great type of business loan to utilise if you need a quick cash injection for your business. A term loan is a business loan that requires regular installments which are inclusive of both principal and interest, over an agreed upon term. Terms normally range between 12 and 36 months depending on your businesses eligibility criteria.
2. Business Overdraft
An Overdraft Facility is a revolving line of credit that allows businesses to withdraw funds up to a pre approved limit, even if the account balance goes below zero. Interest is charged only on the amount used from your approved limit.
Flexibility: Overdrafts provide flexibility for businesses to cover short-term cash flow gaps or unexpected expenses.
Cost-Effective: Interest is only charged on the amount used, making it a cost-effective solution for managing fluctuations in working capital.
Emergency Access: It serves as a financial safety net, allowing businesses to access funds when needed, without the need for a new loan application.
Line of Credit:
3. Line Of Credit
A Line of Credit is a flexible credit arrangement that provides businesses with access to funds up to a predetermined limit. Businesses can borrow and repay funds as needed, making it a revolving source of financing.
Flexibility and Convenience: Businesses have access to funds whenever necessary, offering flexibility to seize opportunities or address financial challenges.
Interest Savings: Interest is only charged on the amount borrowed, potentially resulting in lower overall interest costs compared to traditional loans.
Continuous Access: As long as repayments are made, the line of credit remains open, making it a reliable source of financing for ongoing business needs.
Speak with our lending specialists today to find the right Business Loan for you and your business needs